Financial Plans and Wealth Strategies

At Trombley Associates we understand that each client's financial situation and goals require a customized approach to investing, and that many investment objectives can change over time. Whether it's saving for your children's college education, financing a business, or planning for retirement, we offer the financial planning, resources and ongoing management with a goal of helping you succeed in your personal and business life.

Partner with Trombley Associates

Trombley Associates works with you to clarify and pursue your financial goals. We will take you through a managed process of review and planning and examine a variety of wealth strategies to develop your customized plan. With your comprehensive financial plan, you will be ready to take control of your financial life and incorporate long-term strategies to help pursue your goals.

Retirement Planning

Retirement planning is essential to ensure the quality of life you desire at retirement. Your plan will evaluate your current financial standing to provide a strategy for financial growth and asset accumulation.

• Tax Advantaged Savings
• 401(k)s, Pensions, IRAs
• Social Security Review
• Tax-efficient Distribution Plans

Investments and Insurance

An integral part of your financial planning and risk management will be the type of insurances and investments that you choose. The right mix for your investment portfolio will be based upon your short and long-term goals combined with your tolerance for risk.

• Fixed and Variable Life Insurance
• Fixed and Variable Annuities
• Mutual Funds
• Stocks and Bonds
• Alternative Investments

Tax Planning

The overall goal of tax planning is to mitigate income tax liability. By understanding the tax implications of your assets and investments, you can manage and mitigate tax issues.

• Deduction Planning
• Investment Tax Planning
• Methods for Reducing Taxable Income
• Year-end Tax Strategies

Estate Planning

Estate planning can provide you with control over your assets, a plan for providing care when you are disabled, and will allow you to transfer wealth when you choose.

• Asset Management
• Tax Mitigation
• Asset Protection
• Wealth Transfer
• Charitable Giving

Risk Management

A risk management plan will help protect your personal and business assets by mitigating your risk exposure. Your plan will address personal and professional liability, business ownership, property loss and health issues.

• Insurance
• Asset Ownership and Transfer
• Legal Protections